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I’m a big fan of the Roth IRA and investors that understand it’s massive tax-free benefits are also.

Recently a reader sent in this question about it:

Thanks for your questions Debbie! Before we answer your question, let’s do a quick refresher on the Roth IRA rules.

What is a Roth IRA?

A Roth IRA is a type of individual retirement account (IRA) that allows you to contribute after-tax money and withdraw it tax-free in retirement. It is named after Senator William Roth, who sponsored

Do you have $30,000 burning a hole in your pocket? You’ll be rewarded if you can invest it for the long haul. As this compound interest calculator demonstrates, investing $30,000 at a return of 8% for 20 years will leave you with $138,828. If you can secure a return of 10% over that time, you’ll end the 20 years with $201,825.

But where should you invest your $30,000? There are many options, but your top priority should be choosing an investment that aligns well with your goals and risk tolerance.

With that in mind, I wanted to review some of my top suggestions for investing $30,000 in 2023. Most of these options are passive in nature, and remember that you can spread your initial investment across more than one option if you prefer.

16 Best Ways to Invest $30,000 in 2023

1. Index Funds 
2. Invest in ETFs
3. Invest in Fractional Shares 

Everyone could use a little extra cash every now and then. While your side hustle won’t make you rich, you can use the money to cover bills, pay for unexpected expenses, or even splurge on something you’ve wanted.

The Best Ways to Make $100 In a Day

It can be tough to come up with money-making ideas that work for you. To help you get started, I’ve compiled an exhaustive yet actionable list of 59 ways to make $100 per day.

Too many “how to make money” lists are filled with bad ideas, i.e., paid surveys and online games, that will waste your time chasing after a couple of dollars here and there.

You can make $100 with every idea on this list. There

The best home insurance companies offer high-quality coverage that protects against damage to your home’s structure and your property, whether it is caused by lightning, winds, fire, or other covered perils. Homeowners’ insurance also comes with important liability coverage that can save you financially if someone is injured on your property and decides to sue you for damages.

That said, not all homeowners insurance is created equal, and the best home insurance companies stand out due to the breadth of their policy offerings, the discounts they offer, and their affordable premiums. To help you find the best home insurance company for your needs and your budget, we compared more than 20 of the top providers based on these factors as well as third party rankings from agencies like A.M. Best and J.D. Power.

Our Picks for Best Home Insurance of 2022

Do you believe making money online is more fantasy than reality? It’s not – the evidence is the tens of thousands of people who are making money online from home right now.

To help you make this dream a reality, we’re providing this guide of the 25 best ways to make money online from home.

You can skim the table below, which lists all 25 with earning potential, skills needed, and difficulty level. But you can read the summaries that follow to get a more detailed description of each.